Who are we?

Business & Expats Health Insurance is a department dedicated to supporting companies recruiting expatriates and cross-border commuters, in addition to the expatriates, foreign students and cross-border commuters themselves. Our mission is to support them and respond to their various needs.

Business & Expats Health Insurance is a department of Partenamut & Helan mutual insurers. We specialise in international agreements and are dedicated to assisting expatriates, foreign students and cross-border commuters in Belgium. As an independent mutual insurance company, we are part of the Union des Mutualités Libres de Belgique and operate independently, without political ties.

Your partner for Belgian social security registration

Our advisers help and support companies and expatriates in registering for Belgian social security and completing all the necessary administrative formalities. 

For employers 

We organise multilingual information sessions (for individuals or groups), whether by telephone, at the workplace or by videoconference, in order to explain Belgium’s social security system and guide expatriates. A specialised account manager ensures smooth collaboration with each company. 

More information for employers

For expatriates 

Our advisers offer personalised, multilingual support to help expatriates and their families register with a mutual insurance company in Belgium. We make the social security system easy to understand and help with all the necessary administrative procedures. We're here to support you every step of the way. 

More information for expatriates

Why choose Business & Expats Health Insurance? 

  • A provider of public health insurance (called mutuelle, mutualité or ziekenfonds in Belgium) 
  • An independent mutual insurance company, with no political or religious ties 
  • A nationwide presence and multilingual services 
  • Expertise in international agreements and specialists in the expatriate community 
  • Insurance solutions (hospitalisation and dental) 
  • Access to your health file via an online customer area and a mobile application