The health partner for expatriates

Health insurance systems vary from country to country, and it can be difficult to find your way around. Business & Expats Health insurance (a department of the Partenamut and Helan mutual insurers) will guide you through the Belgian healthcare system and help you choose the insurance solutions that best suit your needs.

Are you an expatriate (employee, self-employed, student, unemployed) or a cross-border worker commuting between two countries (such as Belgium and France)? In Belgium, to be covered in the event of a health problem (illness, accident, etc.), you have to register with a mutual insurance company yourself.  

A tailor-made service for expatriates  

Simplify your procedures with Business & Expats Health Insurance, which specialises in the specific situations of expatriates and cross-border commuters. Our advisers will answer all your questions and help you with all the steps you need to take, depending on your personal situation.

Why choose us?

Business & Expats Health insurance means: 

  • Over 20 years' expertise in international agreements 
  • A multilingual team 
  • Personalised, made-to-measure support 
  • Competitively priced health insurance 
  • Fast, efficient processing and registration of your new employees 
  • 24/7 access to your health file via our online customer area  
  • A mobile application

Understanding social security in Belgium

Health care is a priority. Find out how social security works in Belgium: medical consultations, pharmacy reimbursements, hospital stays, incapacity for work. 

Find out more

Support tailored for every situation

I’m an expatriate

Have you just arrived in Belgium (employee, self-employed, unemployed) or are you a long-term expatriate looking to change your mutual insurance company? Are you wondering how the Belgian healthcare system works and what you need to do?

Find out more

I'm a student

Have you come to study in Belgium? And would you like to register with a mutual insurance company in Belgium to be covered in the event of a health problem?

Find out about the procedures

I'm an outgoing cross-border commuter

Are you resident in Belgium but working in another EU country and therefore subject to social security abroad? Find out what you need to do.

Find out more

I'm an incoming cross-border commuter

Do you work in Belgium but live in another EU country? What steps do you need to take to obtain social security coverage in Belgium?

Find out about the procedures

Our insurance solutions

Business & Expats offers a range of insurance solutions to cover you in the event of health problems: health cover, hospitalisation insurance and dental insurance.

Discover our insurance solutions

Contact us

Do you have any specific questions or would you like to get in touch with our team? We'll be happy to help.

Find out more