By choosing Business & Expats Health insurance, you can offer your employees flexible, cost-effective insurance solutions that are perfectly tailored to the needs of employers and their employees. Thanks to our tailor-made packages, these insurance policies can be taken out directly by your employees on a private basis or offered as fringe benefits. These alternative "health and well-being" remuneration packages increase the overall net value of salaries, while minimising costs for your organisation.
Need advice on putting together a salary package for your staff?
The Business & Expats Health Insurance team of experts is at hand to offer turnkey solutions, saving you precious time and money.
In Belgium, it is compulsory to register with a mutual insurance company (mutuelle) in order to receive the reimbursements set by the State. This is known as compulsory insurance.
In addition to this compulsory insurance, Business & Expats Health Insurance offers a number of additional benefits (over and above those offered by Belgian social security) such as:
This supplementary insurance gives your employees basic health cover with a host of added benefits. As an employer, it's a major asset when it comes to rounding out your employees' salary package.
Because no one is immune to health problems and medical care is not always adequately reimbursed by social security, Business & Expats Health Insurance also offers optional insurance to complement the basic cover.
Birth, surgery, illness, accident... we're all affected at one time or another. Business & Expats Health Insurance offers different types of hospital insurance to meet the needs of every employee:
You don't yet offer hospital insurance as part of your salary package?
If you choose one of these types of insurance, you will be financially responsible for insuring your employees and/or members of their household. But you will take out the insurance in the employee’s name, so they can keep their health cover (by paying for it themselves) even if they leave your company or retire.
Do you already offer hospital insurance to your employees?
We also offer a hospitalisation waiting policy: Hospitalia Continuité. This cover allows your employees to remain covered even when their professional situation changes (loss of job, retirement, etc.).
They will be able to benefit directly from the advantages of the hospital insurance of their choice: Hospitalia, Hospitalia Medium or Hospitalia Plus:
Preventive and curative treatment, crowns, implants... dental care is expensive and is not always reimbursed by social security in Belgium.
This insurance can also be added to your salary package, encouraging better dental health!