The basic rule:
The country where you work is your reference country in terms of social security because contributions are usually (but not always!) deducted there directly from your salary.
Our advisors are on hand to guide you through every step.
In Belgium, the mutual insurance company (FR: mutuelle or mutualité/NL: ziekenfonds) is the reference organisation that reimburses the healthcare and makes you benefit from a replacement income in the event of incapacity for work. Unlike other countries, it is up to you to do the necessary to register.
Are you starting work in Belgium ? Here the are procedures you need to follow to receive Belgian social security protection.
Register with a Belgian mutual insurance company. To do this, ask us to contact you by completing in the form on this page.
As soon as you register, the mutual insurance company will provide you with a document S1 (BL1 if you live in Luxembourg) confirming your status as a cross-border worker.
Submit this document S1 (BL1 if you live in Luxembourg) to the social security organisation in your country of residence to receive reimbursement for your healthcare in this country as well.
Are you in the opposite situation? Discover the steps to take if you live in Belgium and work abroad.